We see this from time to time, where major insurance companies offer free breakdown cover in order to encourage you to take our their car insurance. In this instance it is Churchill the nodding dog that is saying yes to free breakdown cover. The offer is on to the 31st August 2009 according to the Churchill website and major television campaign. But before you start picking up the phone, you may want to do a little research first to ensure this car insurance freebie is actually right for you.
The first thing to know is that Churchill is owned by RBS bank and so is Green Flag breakdown cover, so you know your motoring service will be covered by them. So one of things you may consider to do, is to visit the Green Flag website and establish what you will be covered for should you breakdown. This is important, as even though you will only get the basic cover free of charge this may not suit your motoring or you families motoring needs, so free may really mean discount.
The next thing to consider is that Green Flag’s basic cover at the moment is only from £20 a year, so if you have been quoted an insurance quote £20 cheaper, you may find it is better to go elsewhere for your insurance and buy Green Flag breakdown cover as a separate policy.
The final thing is timing your car insurance and breakdown cover policies. A lot of people buy these separate, so often the renewal times are different. Why not check to see if the cover has to be immediate or can be postponed until your existing policy runs out, it may save you a bit more money for now.