breakdown cover news today

The best way to describe what breakdown cover is, could be to be to call it an emergency service for your car, for you and your passengers for those times when you have a mechanical failure, in better words when your car will not go anywhere. Wikipedia descibes the services as emergency road services, although that may be related more to the USA market, as the UK use the term breakdown cover more widely.

There are some main players in offereing this service throughout the whole of the UK, although local garages will do a breakdown recovery service, should you know their number. the main players are The AA, Green Flag and the RAC, which we will write about in more detail in further posts.

Their aim is to attend an emergency road call out, establish the cause of the fault, decide if they can fix it their and then and then finaly either fix the car or tow you to a garage that can. There are more advanced policies that will transport your vehicle back home, no matter where you liv eon the UK mainland and although the names for this service alter a bit, if you call these breakdown recovery services, you will be near the mark

You are in fact buying an insurance policy, so it is regulted by the Financial Services Authority, it is not surprising that the breakdown cover providers tend to owned by insurance organisations to add value to their exsisting car insurance policy base. More information on this subject in future posts

Breakdown cover is becoming increasingly popular all over the world, as anyone who drives, knows that at some point of time they will encounter a breakdown situation. You cannot predict when you will face such a situation; it could be while travelling from your home to workplace or while on a road trip. If you don’t find a garage nearby, then at that moment you will feel stuck and wish you had a breakdown cover that will save you from all the hassles and difficulties that you will face in a breakdown situation.

One should carefully ascertain their requirements while buying breakdown cover insurance. For instance, if you travel to other countries frequently, then it is advisable to buy international breakdown cover insurance which will help you in a breakdown situation, even if it occurs beyond the borders of your home country. Many companies offer these services and while buying a car, you can buy it from the manufacturer itself. They have tie-ups with various service stations and ensure round the clock assistance to the insured.

It is advisable to get a breakdown cover as it offers the following benefits:
1.    It provides relief from the hassles attached with a sudden breakdown and you will not feel stranded and helpless in such a situation.
2.    Services like on road minor repairs, replacement of flat tyre, towing service, jump start and lockout assistance are provided to the insured.
3.    If an accident occurs, the insurance company may even provide for legal assistance and ambulance. This is policy specific, so see carefully if it is covered in your policy.
4.    If you travel frequently to other countries, then you should buy an international insurance which provides assistance in other countries as well.
5.    It is economical and can be procured at really low rates. In the United Kingdom, it usually starts from 25 pounds.

Getting a breakdown cover is indeed a very wise decision which every car owner must buy, but it does not mean that you do not need to be careful about preventing a breakdown situation. You must take care that your car is in a good working order and should get it serviced regularly. Also, you should keep the breakdown service phone number handy in your car as well as stored in your mobile phone.

The demand to avail such kind of services is increasing among the car owners, as in present day world people value their time and comfort more than the money and are willing to spend on something as valuable as a breakdown cover which will get them out of a breakdown situation without going through any trouble.

Summary- Getting a breakdown cover is recommended for every car owner as you never know when a breakdown situation may arise. It can be bought at prices as low as 25 pounds and provides various benefits like relief from hassles attached with a sudden breakdown, services like legal assistance and ambulance, assistance in foreign countries, on road minor repairs, replacement of flat tyre, towing service, jump start and lockout assistance.

Written by guest blogger Atul

If you do some miles in your business car there are things to consider. First you have to make sure you get from A to B with the minimum of fuss and second if you do have a breakdown, you need to get it sirted and on your way ASAP, as it is not just the inconvenience but the money lost with the business contact, it is for this reason that many SME’s choose business car lease as an option.

Yes it is more expensive than buying the car outright, but having a brand new car has its advantages. First all new cars come with breakdown cover, with some covereing more than the first year. Next is the fuel consumption of the modern engine. In recent years and even months car manufacturers have put huge focus on fuel consumption because of the recent economic situation.

Business car lease is not for everyone though. If you do a huge mileage, you may find even buying a car and adding the breakdown cover policies several times will be cheaper than leasing a car. There are extra features to breakdown cover, in that teh car does not belong to you, so your lease provider would have the responsability of getting the car fixed, if it is not your fault.